IBPS PO (Prelims & Mains) Eligibility Criteria

The IBPS PO Eligibility 2026 is set by the Indian Banking Personnel Selection for candidates willing to become Probationary Officers in the banking sector. Candidates are advised to check the complete eligibility criteria before applying. The eligibility is majorly based on various factors such as education, age and nationality. Candidates must have valid ID proof, academic documents and meet any credit history requirements at the time of joining. Failing to meet these criteria will lead to disqualification from the recruitment process.

• To begin with, applicants must be Indian citizens or fall under certain eligible categories like subjects of Nepal/Bhutan or Tibetan refugees who settled in India before January 1, 1962.
• Candidates must hold a graduation degree in any discipline from a recognized university on or before 21st July 2026.
• The minimum age limit is 20 years, and the maximum is 30 years, calculated as of 1st July 2026. Age relaxation is applicable for reserved categories.

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IBPS PO Eligibility 2026

Candidates applying for IBPS PO 2026 must meet all the required eligibility conditions to avoid rejection at any stage. It is important to check the criteria carefully before filling out the IBPS PO application form. Below is a detailed overview of the IBPS PO eligibility requirements.

IBPS PO Eligibility Criteria 2026

The IBPS PO Eligibility is defined in terms of the applicant's age, qualification, nationality, etc. Those who are between the age group of 20-30 years with bachelor's degree can check criteria in detail. These requirements must necessarily be fulfilled in order to avoid disqualification of the applicants. Details of the same have been discussed below.

IBPS PO Age Limit (As on 01.07.2026)

The IBPS PO age limit is one of the most important eligibility requirements. The age of the applicants must be between 20 - 30 years. This means candidates must have been born between 2nd July 1995 and 1st July 2006 (both dates inclusive). However, age relaxation is provided for reserved categories as per government norms.

IBPS PO Age Relaxation

The authorities allow certain relaxations in the upper IBPS PO age limit for reserved category candidates. The details of the same have been tabulated below.

NOTE:

• Candidates of SC/ST and OBC category can apply for two accumulative exemptions.
• ST candidates with a physical disability will be given 15 years of (maximum) relaxation for the upper age limit and no other exemptions allowed.
• Candidates are required to show a certificate confirming their exemption category at the time of the interview/document verification to be eligible for the PO post.
• IBPS Age limit relaxation is given to the candidates that are specified in the official notification. Changes can be made in the age limit relaxation as per IBPS.

IBPS PO Educational Qualification

As per the IBPS PO Eligibility requirements, Candidates must have a Bachelor’s degree in any discipline from a university recognized by the Government of India or an equivalent qualification recognized by the Central Government. The degree must be completed on or before 21st July 2026, the last date of registration.

The final result of the qualifying exam must have been declared on or before 21st July 2026. Candidates must produce the original marksheet or degree certificate and, where applicable, a university-issued CGPA-to-percentage conversion certificate during the interview/document verification.

While applying, candidates must mention the percentage of marks obtained in graduation, and they must possess a valid mark sheet or degree certificate as proof. The percentage should be rounded to two decimal places while filling the online application. However fractions are ignored for eligibility purposes. For example,59.99% will be treated as less than 60%. If the university follows a CGPA or OGPA system, candidates should convert it into a percentage using the university’s official formula and provide supporting documentation. No minimum percentage is specified, but accurate details must be entered in the application form to avoid disqualification during document verification.

IBPS PO Nationality

According to the IBPS PO Eligibility requirements, a candidate with any of the following nationalities can apply for the recruitment:

• A Citizen of India or
• A subject of Nepal or
• A subject of Bhutan or
• A Tibetan Refugee who came over to India before 1st January 1962 with the intention of permanently settling in India or
• A person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India,
• Candidates belonging to the EWS category must produce a valid Income & Asset Certificate for the financial year 2025-26 (valid for 2026-27). Reserved category candidates must submit the certificates in the latest format issued by the competent authority during the interview/document verification process.

Note- provided that a candidate belonging to categories (2), (3), (4) & (5) above shall be a person in whose favor a certificate of eligibility has been issued by the Government of India.

IBPS PO Calculation Percentage

While applying for IBPS PO 2026, candidates must calculate their graduation percentage carefully as per the official guidelines. The percentage should be calculated by taking the total marks obtained in all subjects across all semesters or years (including optional or additional subjects) and dividing it by the aggregate maximum marks, then multiplying the result by 100.

If the university awards marks in CGPA or OGPA, candidates must convert it into percentage using the official conversion formula provided by their institution. This conversion proof must be presented during the interview or document verification. It's important to note that any fraction in percentage will be ignored — for instance, 59.99% will be considered less than 60%. Therefore, ensure accuracy while entering marks to avoid disqualification.

IBPS PO Credit History

Candidates selected for IBPS PO 2026 should have a good credit history at the time of joining the bank. Banks may check your CIBIL score or credit record as per their rules. If there are any issues or negative remarks in your credit report, you must submit a No Objection Certificate (NOC) from the concerned bank or institution. Not meeting this condition can lead to cancellation of the job offer. However, this rule does not apply while filling the application form & is checked only at the time of joining the allotted participating bank.

We hope this article was informative for you in providing the information regarding the IBPS PO Eligibility Criteria. The PrepMe247 App will help you to make your practice more perfect as it offers mock tests, previous year's question papers, section-wise tests, and much more.